Got questions about your Cal-STRS, 403(b) or 457 plan?
Patti Rose Fagan has answers.
Patti helps educators plan for a secure retirement.
With a variety of financial resources are available, I help California educators successfully navigate their Cal-STRS and 403b options, so they can create a customized blueprint to get them to their retirement goals faster.
Step One – Attend a Maximizing Cal-STRS Retirement Seminar
As a California educator, the first step in planning for your future is to understand how your Cal-STRS (California State Teachers Retirement System) pension works. A private study indicates that 2 out of 3 teachers do not fully understand their retirement pension program.
By attending my seminar you’ll begin to master the basics of planning for a financially secure retirement. Even if all you do is attend the retirement planning seminar, you will walk away with a wealth of knowledge, and a better understanding of how Cal-STRS and 403(b) plans work.
Step Two – Create Your Personal Financial Lesson Plan
You’ve probably written hundreds of lesson plans throughout your career. When it comes to your financial future, I want to help you prepare the lesson plan that really counts – YOUR financial lesson plan.
Sitting down one-on-one with me can help ensure that you have the means to retire with enough savings so that you won’t outlive your money. Yes, STRS is a lifetime pension, but it will probably provide only 60-70% of your retirement income. Depending on how many years of service you have, it could provide less.
That’s why you need additional assets to cover the tax and the other 30-40% of income needed. Additionally, you’ll need a plan for how to cover healthcare cost, because Medicare and health insurance do not cover Long Term Care costs.
Together, we’ll build a retirement roadmap tailored to your specific situation that will provide the additional security you need, and carry you on the path to your financial dreams.
You’ll get the help you need in your area of concern….
- Retirement Income Planning – avoid outliving your money
- Minimizing taxes on retirement income
- How to safeguard your money
- Choosing the best 403b plan for your needs
- Leaving an estate for your loved ones
- How to plan for long term care & healthcare costs in retirement
It doesn’t matter if you are a financially savvy or still have a lot to learn about money, you will benefit from my Investing 101 Lesson Plan designed to teach you the basics of investing for retirement.
You’ve spent your career working hard for your money. Now, let me show you how to put your money to work for you.
A complimentary analysis of your current retirement plan is available to help you determine how to best maximize your financial security, and how you might even be able to retire sooner.
To request a complimentary 30-minute consultation with me, simply fill out the form on the Contact Page. Someone from my office will be in touch with you shortly.